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Featured image for post: How to Pay For Your New Roof with a Financing Program

How to Pay For Your New Roof with a Financing Program

A new roof is an essential investment in your home, but figuring out how to pay for a roof with no money can be incredibly overwhelming. You’re faced with possibilities like loans with high-interest rates, maxing out your credit cards, or making do with a substandard roof or minimal repairs to tide you over. However, with fair prices and financing options from T & E Roofing, our team can help you find the right financial options for your budget and your home’s roofing needs.


Do Roofing Companies Offer Financing Options?


Do roofing companies finance new roofs? Not all companies offer financing options. They might partner with financing institutions or have referral partners that can assist you with a loan, or they might offer services for coordinating with your home insurance provider to maximize the potential payout after covered damage occurs. But for general wear and tear, making an insurance claim may not be an option.


However, there are some roofing companies that offer you financing options. These include low-interest rates for paying off the roof in a lump sum, or they may offer a payment plan so you can pay in installments over time. Also, a more complex form of financing is becoming popular for home sellers. If you need to replace your home’s roof as part of the selling process, some roofers will do the work in advance of the payment and put a simple lien on your property. Then, you can pay them from the proceeds of the sale.


T & E Roofing’s Financing Options


At T & E Roofing, we work hard to help our customers accessstrategies for how to pay for a roof with no money. Through Fortifi & Renew Financial, we offer our customers $0 down roofing services. Get low-cost and upfront funding for your new, and then repay the funding on your property taxes. This financing is not credit score-based, so it’s built to be accessible for virtually all homeowners around Miami.


The Benefits of Not Paying Out of Pocket


Buying a new roof is expensive, and many people are not in a position to pay out of pocket in the first place. On top of that, there are some key financial advantages to financing instead of trying to pay on your own. These advantages include:

  • Hold onto your emergency savings so you don’t have to worry about the future.
  • Don’t wait until you have sufficient cash on hand—with good financing, you can purchase a new roof as soon as you need it.
  • Arrange smaller and more reasonable payments over time that fit your budget.


Pay for Your Roof With No Money Spent Out of Pocket


How do you pay for a new roof when you don’t have the funds available? If you need a new roof because of sudden weather damage, tree damage, or other covered causes of roofing damage, make a claim with your insurance company. You can even have your preferred roofing company meet with the adjuster to maximize your odds of getting a good payout that covers most or all of the cost.


For the remainder—or if your roof damage is not covered—shop around for financing options that have a low or zero upfront cost, low interest rates, small payments over time, and transparent terms and conditions. Look for financing sources that partner with your roofing company instead of choosing a hard money lender.


How to Apply for Roof Financing


At T & E Roofing, our options for how to pay for a roof with no money are simple. All you have to do is apply for financing through Fortifi & Renew Financial. This method is non-credit-score-based and offers homeowners upfront funding.


Call Us Today to Discuss Roof Financing in Depth


Getting a new roof is a stressful experience. Trying to secure funding can be just as challenging. At T & E Roofing, we offer both convenient roofing services and easy access to reliable financing. Contact us today to get started with a free estimate.

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