Replacing the roof of your Florida home is a significant investment. The right choices can protect your home for another 20-30 years, but the cost of the project itself will be considerable. Fortunately, you don’t have to draw from your savings, and there is already a financial support system designed to provide grants and affordable loans to help Florida homeowners build energy-efficient and hurricane-resistant roof systems.
At T & E Roofing, we make it easy for you to secure financing and access grants available to Florida homeowners for your next major roofing project. From storm damage repair to full roof replacement, we’ll help you find the financing you need.
What Roof Financing and Grant Options Do I Have in Florida?
Florida is home to several programs designed to support Florida homeowners in securing a new roof or making extensive repairs after storm damage. These three programs can enhance your financing options and provide favorable terms.
PACE – Property Assessed Clean Energy
The Property Assessed Clean Energy or PACE program is designed to provide attractive loans to homeowners who are planning an energy-efficient home improvement project. This includes a highly efficient design for your new roof, solar panels, and more. PACE loan limits are based on your home’s value and equity, with no upper limit, and you can repay the loan over 5-20 years.
USDA Single Family Housing Repair
The Section 504 Home Repair program is part of the USDA Single Family Housing Repair Loans & Grants. It can help you rebuild your roof if it has been badly damaged in a recent storm. This option is reserved for households with income at less than half the area’s median income with no other way to get credit at a reasonable rate.
MSFH – My Safe Florida Home Grants
The My Safe Florida Home grant will provide up to $5,000 for homeowners planning improvements that will make their homes more resistant to hurricane damage. To qualify, your house must be a single-family home that is already functioning as a homestead.
Choosing a Roof Replacement Company in Florida
Of course, replacing your roof isn’t just about financing. You also need a skilled local roofing contractor to handle the installation or repairs. It’s important to choose a roof replacement company that works locally in your area, has full license and insurance, and has a positive reputation through online reviews. You should also make sure your chosen contractors provide clear communication and transparent estimates and are skilled in the type of roof you want installed, such as energy-efficient design.
For homeowners in the Miami metropolitan area, T & E Roofing meets all of these qualifications and more. We are proud to provide efficient roof replacement and repair services for homeowners throughout the region with easy access to the financing you need.
Top 10 Signs Your Roof Needs Repair in Florida
How do you know when it’s time to repair or replace your Florida home’s roof? These ten signs can help you plan ahead.
- Your roof is over 15-20 years old
- Your roof shingles are shedding granules, which indicates the end of their lifespan
- Many of your roof shingles are soft or spongey with damage
- Your roof is missing many shingles, creating a ragged appearance from a distance and risking gaps in your home’s protection
- Your roof needs frequent repairs and doesn’t resist storm damage well anymore
- A recent storm has caused significant damage, such as many missing or bent shingles or a fallen tree branch
- You are considering solar panel installation
- Your roof is leaking, or there are signs of mold and rot in your attic
- Your roof is visibly sagging when seen from a distance
- Your roof did not pass the last post-storm inspection
The Benefits of Solar Roofing: Save Money and the Environment
A new roof is an opportunity for every Florida homeowner. With the right financing, this is your chance to upgrade to solar roofing. A solar roof will help you save money on power bills and improve your home’s carbon footprint to help the environment. Solar roofing will also increase your qualification for eco-friendly roof funding grants and loan programs.
T & E Roofing, Inc: Your Partner in Florida Roof Replacement and Repair
If your Florida home needs roof repairs, roof replacements, or a green roof upgrade, you can rely on T & E Roofing. Our expert team will help you plan the perfect roof for your home, secure financing, and ensure top-quality installation that will last you decades to come. Contact us at T & E Roofing for all your roofing needs.
Image Credit: Aphisith Champalod